Chief Risk Officer Hybrid

Solvento is the Fintech that is building payment and credit infrastructure for the on-the-road freight industry in Mexico. Solvento's platform uses Artificial Intelligence to validate PODs, invoices, and accessorial charges, helping to reduce errors and fraud in freight payments. Solvento offers carriers the option to collect their invoices automatically and immediately, helping companies attract and retain the best carriers while optimizing working capital for all stakeholders.

Our offices are located in Mexico City in Montes Urales.

We are situated in one of the most vibrant streets of Lomas de Chapultepec, where the corporate offices of leading companies in the financial sector are located.

We are just a few minutes away from the best residential and commercial areas of the city such as Lomas de Chapultepec, Polanco, La Condesa and La Roma.

As a Chief Risk Officer in our team, you’ll:

Help create something big. We're a growing startup, and you'll have an opportunity to have your voice heard.

Work with a diverse team that comes from different industries and were employed by previous startups.

Things move quickly in the startup world, which means you can, too! At Solvento, you'll be part of a learning and development culture where excellence, curiosity, and ambition are highly worshiped. In addition, we constantly recognize and grow our internal talent, with opportunities for them to become the best selves in their role and careers.

The beliefs, philosophies and principles that drive us every day.

We are hungry

For us Solvers, being hungry means we have an insatiable passion for excellence and continual growth.

We are constantly driven to be better, taking advantage of our creativity to innovate and discover more effective ways to make a positive impact.

We are agile

Agility is all about getting things done with unwavering determination and speed.

Our primary focus revolves around seeking on how things can be done, fostering optimism, mastering the art of prioritization, and relentlessly finding answers to overcome obstacles in a professional and efficient manner.

We are team players

We put the team's success above individual achievements, setting aside egos. We actively promote and back each other with unwavering trust and respect, recognizing these as the foundation of our collaboration.

Will report directory to CEO Jaime Tabachnik and join as a key executive team member to help build one of the biggest and fastest growing companies in LatAm. The Chief Risk Officer will be responsible of building, iterating and monitoring our credit risk policy in order to drive fast and sustainable growth.

Lead the risk team at Solvento,

Promote improvements in Solvento’s credit policies through data analysis; develop policies and underwriting journeys to maximize access to credit to our customer base while mitigating financial losses. Create decision models that account for risk and work on implementation together with the Tech team.

Design and manage risk management strategies focusing on credit risk based on analytical assessment of operations. Work as the first line of defense to identify potential risks and implement adequate mitigation strategies

Lead our pricing efforts seeking the maintenance of a healthy credit portfolio while at the same time being agile to adapt to changing market conditions.

Monitor portfolio, KPI, portfolio data and early indicators, as well as market, regulatory and macroeconomic trends impacting loan performance and delinquency levels.

Forecast our performance and drive adjustments to our underwriting and origination strategies to mitigate risk.

Chair the risk committee: lead and implement the risk committee with agenda, indicators and risks.

Meet with external stakeholders (lenders, investors, regulators, etc.) to explain Solvento's risk methodology.

Collaborate with business leaders to provide them with analytical assessments of their operations and analytical tools needed to manage their operations (dashboards, reports, models, etc.)

Work with Data Science area to develop complex predictive models and provide inputs

We’re looking for a CRO with:

Proven experience in risk management in an operationally intensive lending company.

Deep understanding of predictive analytics, cash flow analysis and Net Present Value based decision making.

Deep experience in credit modeling, pricing and data science.

Experience leading credit risk, overseeing financial modeling, analysis, and reporting for internal and external stakeholders, including investors.

Senior professional with +10 years of experience;

Experience in leadership of strategic and operational teams

Skills to build and organize processes

Hands-on personality and problem solving abilities

Advanced english

Degree in mathematics, actuarial science, statistics, or some other analytical field

Spanish is a plus, not necessary.

Health Insurance

Vacation and PTO

Gympass

And more!

Solvento was founded in 2021 by Jaime Tabachnik, Pedro Bosch and Guillermo Bosch. A fun fact is that their families were business rivals, as both their fathers built large electrical material distribution businesses. Jaime met the Bosch brothers at the university while studying engineering and they became close friends.

Pedro and Guillermo founded a payroll lending company in 2017, with the vision of providing Mexican workers with access to loans with better conditions than traditional banking. After a few years, they developed a platform that allowed companies to offer their employees a cash advance on their earned wages at any time the needed.

Jaime spent 6 years as Supply Chain Director at Tamex and then became the CEO of BIIS Logistics, an intra mexico digital on-the-road freight broker. Here he got close to hundreds of trucking companies and understood how painful and complicated it is was for them to collect their invoices and access credit.

Jaime approached Pedro and Billy and they realized that they were the perfect team to solve this unaddressed and huge issue. They decided to participate in Northwestern's Venturecat startup competition (Jaime was doing an EMBA in Kellogg the moment) and they won 1st place , receiving a cash prize of US 160k. With that money, they built the first MVP and launched.

Ready to make a change in your career? Join us, we’ll be happy to bring you onboard!

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