Finance Manager

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex. 

Join Team Amex and let's lead the way together.

How will you make an impact in this role?

The International Card Services (ICS) LFO – Finance Manager is a critical role for the value creation of our business, being one of the most important markets inside American Express.

We seek for colleagues with a taste for constant data and analytics challenges, strong relationship building, excellent communication and time management skills; along with decision making and problem-solving competencies to offer the best solutions to our customers. Teamwork, as well as the ability to influence others are also essential for this role.

If you are passionate about Finances, have a strong business sense, strategic mindset, analytical skills and strong leadership skills then this opportunity is for you. This role interacts with a broad range of internal costumers and is a key enabler for business decision support, insight generation, reporting, and finance tracking to drive business growth and success.

Key responsibilities

• Drive business strategy, lead monthly/annual forecasting and long-term planning, and own key growth and profitability projects, such as Cost and Benefits analysis for key project, initiatives and product launches)
• Impact and influence at a senior level to ensure value creation for the business
• Drive P&L Planning, Forecasting and Reporting process, with particular focus on Drivers, Revenues and PTI growth
• Analysis of Global P&L development for month-end results, forecast and plan.
• Track results vs Plan, provide insights and analyze risks and opportunities.
• Metrics analysis and reporting (Billed Business, A/R, Finance Charges, Card Fees, Rewards, CoCMS, Opex and other relevant revenues/expenses)
• Develop and deliver profitability analysis, including spend margin, net credit margin, card fee margin and profitability contribution of different products
• Drive towards the automatization and digitalization data base and reporting in order to increase insight generation through meaningful analytics

Minimum Qualifications:

· University degree in Business Administration, Finance, Accounting, Economics, Actuarial Science or Data Science

• Fluent English and Spanish

· Excellent analytical skills and financial acumen (5+ year experience in business insights/analytics roles)

· Experience handling stakeholders and business partners

· Strong written and verbal communication skills, particularly presentation skills.

· Advanced Excel skills.

· Use of macros and computer skills in programming, such as SAS, SQL (Python/R skills), Tableau, and other big data analytics and capabilities are preferred.

· Strong execution skills in a complex operational environment (anticipate problems & emphasize speed/prioritization)

· Ability to provide thought leadership and creativity in solving challenging business problems

· Working with multifunctional teams

· Strategic and analytical focus

· High attention to detail, accuracy, and quality, with the ability to work under pressure and meet tight deadlines

Soft Skills and Competencies:

· Ability to collaborate and influence internally and externally

· Exceptional will to win and ability to drive and deliver results

· Interpersonal skills to build effective relationships, great teamwork and collaboration

· Maintain focus on control and compliance

· Willingness to take risk and challenge the status quo

· Passion, resilience & decisive strong sense of personal accountability

· Communication skills, both oral and written, formal and informal.

· Fast, independent learner, agile, flexible and proactive

· The ideal candidate will be assertive, resilient, energetic and one to make things happen.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.